Call the best Mortgage Broker in Bonita Springs 239-695-7796

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We all want to know who we can rely on whenever we ask for assistance especially when purchasing or selling houses. At The Equitable Mortgage Corporation, we make sure that you get to know the officer that helps you process your loan approvals and anything that you need to do during the approval ...

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Buying a house can be stressful. Let The Equitable Mortgage Corporation take your worries away. Click the button below to learn more about the mortgage industry and assist yourself the next time you buy a house or refinance.

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Whether you’re seeking your first home, a vacation home, or rental property, you likely have questions. At The Equitable Mortgage Corporation, we put everything in writing – from your closing costs to your rate to the number of days that your rate is locked. We will discuss your current needs and...

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Whether it is taking cash-out for home improvements or debt consolidation, shortening the term of your loan, or simply refinancing to a lower payment, At The Equitable Mortgage Corporation, our licensed and highly experienced loan officers will design a mortgage program that satisfies your unique...

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Purchasing a home and the mortgage process can seem like a never-ending cycle. Whether you’re seeking your first home, a vacation home, or rental property, you likely have questions. At The Equitable Mortgage Corporation, we put everything in writing, we will discuss your current needs and long t...

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The Equitable Mortgage Corporation commits to making the process of securing a home loan as easy as possible for you. We have developed the Equitable – Mobile App as a tool to simplify the home buying and lending process. To know more about the app, head over to our website by clicking the button...

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Home financing have you shaking your head? Your path to finding a lending source should not be a doggone nightmare. Let The Equitable Mortgage Corporation find the best solution for you and provide a service that will leave you howling. Head to our website to know more by clicking the button below.

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Planning to purchase a new home at the start of the year? The Equitable Mortgage Corporation has streamlined the mortgage approval process to help you through the home buying experience. To know more about how we can help you, click the button below.

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The Equitable Mortgage Corporation is a Veteran friendly organization dedicated to assisting Veterans with their lending needs. If you are a veteran that wants to start anew in a new home, let us assist you with your VA loan. Please reach out by clicking the button below.

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3 weeks ago
I worked with Steve Calabrese. He is extremely professional and works really hard to get you the package that you want. I bought a home through him and then turned around and did a refinance on it 7 months later and it went very smoothly. I ended up with a fantastic rate at very little cost to me. The team he works with is fantastic and super responsive. I had many questions and there was never a hesitation in explaining everything fully until I understood every detail. I recommend Steve and Equitable mortgage to all of my family and friends without hesitation.
- Todd W
a week ago
We were working with another mortgage company and they were non-responsive and kept telling us our loan was closing, every week they kept postponing it. Steve Calabrese was referred to us and he got everything done so quickly and he always was there for any questions we had. We even got a better rate and lower closing costs! We will definitely use him if we need to purchase or refinance again!
- Tina H
3 weeks ago
Steve and his team were extremely responsive and professional. I was a little hesitant at first because I would normally use lenders my friends would recommend and I found this lender randomly online. I am so glad i chose this lender because interest rate was the lowest I found and this is the best lender I ever worked with. All my phone calls, texts and emails were answered very quickly and they were ON TOP of every step to make I closed on a timely manner.
- Lawrence C

A Loan Agency can help lower your fees

Mortgage Broker in Bonita Springs, FL Are you looking for a mortgage broker in the Bonita Springs area? Look no further than Equitable Mortgage, led by Steven Calabrese, a certified V.A. loan specialist. We are committed to helping you secure a home loan as easily as possible. Whether you are planning to buy a home or looking into refinancing options, Equitable Mortgage is here for you with time-tested solutions, hassle-free loan approvals, and superb client service.

Locations we serve
Bonita Springs, FL, USA
Collier County, FL, USA
Fort Myers, FL, USA
Charlotte County, FL, USA
Naples, FL, USA
Marco Island, FL 34145, USA
Englewood, FL, USA
Punta Gorda, FL, USA
Buckingham, FL, USA
Lehigh Acres, FL, USA
North Port, FL, USA
Fort Myers Beach, FL 33931, USA
Estero, FL, USA
Cape Coral, FL, USA
Immokalee, FL 34142, USA
Lee County, FL, USA
Alva, FL 33920, USA
North Fort Myers, FL, USA
Port Charlotte, FL, USA
Venice, FL, USA

Benefits of Using a Mortgage Broker
Why should you even use a mortgage broker? A knowledgeable mortgage broker will work to secure the best rates and terms for you. Among other things, a mortgage broker can: 

Save You Time and Work 
A mortgage broker knows the industry and regularly works with a wide range of lenders. A broker can recommend a good lender and warn you against a disadvantageous mortgage contract. Of course, you should also do some independent research before you hire a mortgage broker. You can use a variety of mortgage calculators online to compare rates and gain a basic understanding of what you may expect in mortgage terms. This extra knowledge will also help you evaluate a broker’s professional credibility. 

Help You Access Lenders 
Some lenders only work with clients through mortgage brokers and will not even consider giving you a mortgage if you approach them directly. Such lenders rely on the broker to bring in reputable, low-risk clients. A mortgage broker may also be able to negotiate the best interest rates for you. Lenders are often more willing to be flexible with a broker, because a broker helps them generate a high volume of business.

Lower Your Fees 
Taking on a mortgage or working with a lender may involve several types of fees, such as origination, application, and appraisal fees. A savvy mortgage broker may negotiate with a lender on your behalf and get them to lower or even waive some of the mortgage fees. Depending on the type of loan, this can amount to thousands of dollars. Having said that, you should only hire a creditable mortgage broker with a stellar reputation. 

Beware of mortgage brokers that:·      
Serve their interests above your own. 
Often, a mortgage broker will receive a commission fee from the lender. The fee varies and may be based on the loan amount. An honest broker should lead you to a mortgage deal that works for you—not a deal that offers maximum commission for them. ·        

Ask for an excessively high fee. If the mortgage broker is asking for a fee, calculate it into the overall mortgage costs and consider whether you are still getting a good deal. ·        

Don’t really deliver a better deal. Do not assume that a mortgage broker can always negotiate a better deal for you. In some cases, a lender will offer you the same terms if you contact them directly. Shop around to ensure you are truly getting the best value. 

Different Services Offered by Equitable Mortgage 
At Equitable Mortgage, we help our clients negotiate the following types of loans: 
  • Home Purchase. This includes conventional and government-insured mortgages. ·
  • Home Refinance. Mortgage refinancing means taking on a new loan with a lower interest rate or better repayment terms to pay off the original mortgage loan. ·     
  • FHA Loans. An FHA (Federal Housing Administration) loan is a type of mortgage insured by the FHA. FHA loans are meant to help borrowers with lower income and credit scores. The minimum down payment may also be lower than with a conventional loan. ·      
  • VA Loans. A VA loan is a mortgage option for active-duty military or veterans. It is backed by the VA (Department of Veterans Affairs). A VA loan does not ask for a down payment and can be used to purchase property or for refinancing.
  • Fixed-Rate Rate Mortgages. A fixed-rate mortgage has an unchangeable interest rate that does not depend on market fluctuations. Term options may range between 10 and 30 years.
  • Adjustable Rate Mortgages. An adjustable-rate mortgage (ARM) has an interest rate that may change depending on national index rates. Initially, ARMs will often require lower monthly payments than a fixed-rate mortgage, but the payment amounts can climb up later.
  • Bridge Loans. A bridge loan is a temporary loan homebuyers typically opt for if they take on a new mortgage before selling their old home.
  • Reverse Mortgages. A reverse mortgage is a type of loan for seniors 62 and older who are interested in borrowing cash against their home’s equity. 

Will I Get Approved for a Mortgage in Florida? Generally, to qualify for a mortgage in Florida, you need to have: ·  
  • An acceptable minimum credit score. Ideally, your FICO score should be at least 620. Some lenders will approve mortgage loans for clients with a credit score of 580 and above. However, a higher credit score will usually give you better mortgage terms.
  • No high amount of debt or past bankruptcy. A high amount of unpaid debt or bankruptcy in the past 10 years may keep you from qualifying for a mortgage. ·      
  • A verifiable steady income. Business owners with highly fluctuating incomes, people in the process of a career change, and fresh college graduates should research their options.
  • Money for a down payment and closing costs. Typically, the more you can put forward as a down payment, the better your mortgage terms are likely to be.

Why Choose Equitable Mortgage 

At Equitable Mortgage, we are committed to bringing you the best available mortgage advice and solutions. Our clients are our top priority, and we will work hard to give you an easy, stress-free mortgage experience with uncompromising professional integrity and excellent service. 

Our convenient Equitable mobile app will simplify the process of buying property and securing a home loan. Whether you are a first-time homebuyer, a homeowner looking into refinancing options, or a real estate agent helping clients through the steps of purchasing a home, you will benefit from using the Equitable app. 

Call us at 239-695-7796 or fill out our website form for a free, no-obligation mortgage consultation.

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  • (239) 695-7796
  • (239) 778-6548
  • (614) 623-6132


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24301 Walden Center Dr.
Unit 300
Bonita Springs, FL 34134
United States

Opening Hours

Mon:8:00 am – 5:00 pm
Tue:8:00 am – 5:00 pm
Wed:8:00 am – 5:00 pm
Thu:8:00 am – 5:00 pm
Fri:8:00 am – 5:00 pm
Sat:8:00 am – 5:00 pm
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